A different kind of MGA
Klick Insurance Underwriters was built to simplify the way brokers place business. We make insurance faster, easier, and more responsive for you and your clients.
Fast 24 Hour Turnaround
Get fast 24-hour quote and bind for food service providers. Make quick decisions on non-standard property with limited delays.
Expert Underwriting
We specialize in non-standard and specialty risks. We’re here to work with you, not around you.
Broad Appetite
We cover the risks others decline—including older wiring, prior claims, and unique property types.
Personalized Service
Direct access to our underwriters means real conversations, real answers, and decisions made with your client in mind.
Our Products
Coverage for the risks that matter.
We offer core products, each designed to give brokers the tools and appetite to serve clients with unique insurance needs.
Non-Standard Property
Hard-to-place residential property doesn’t have to mean hard to insure. Our non-standard property program covers the full range of residential risks, including those with older wiring, prior claims, unique ownership structures, or other characteristics that are less than ideal.
WHAT WE LOOK FOR
- Condominium unit owners (occupied and rented, no Airbnb)
- Tenant-occupied dwellings
- Secondary & seasonal homeowners
- Rented dwellings (no Airbnb)
- Vacant dwellings — 3, 6, and 12-month options
- Student-occupied residences up to 4-plexes
- Rooming homes
- Hard-to-place homeowners
COVERAGE
- All Risk Insurance Coverage available – owner occupied locations
- Enhanced Replacement Cost available – owner occupied locations
- Optional Sewer backup, Earthquake & Flood coverage – depending on zone
- Optional Home-based Business coverage extension
Let's talk
Have a risk to place or a question about our programs?
Reach out directly to our team.